Before using AUS in ARIVE, make sure that your DU and/or LPA credentials are entered in either your Company Settings (for company-wide use) or your User Settings.
See: Entering your Personal Credit and AUS Credentials, and Entering Credit and AUS Credentials for Company Use
ARIVE integrates directly with Fannie Mae Desktop Originator/Desktop Underwriter (DO/DU) and Freddie Mac Loan Product Advisor/Loan Prospector (LPA/LP) to allow you to run AUS in ARIVE.
To run AUS in ARIVE, you must have ordered or reissued credit on the loan file, and you must have priced the loan and applied a product.
To run AUS in a loan file, go to the Dual AUS tab of the loan file. You can click Run DO to run Desktop Originator, Run LPA to run Loan Product Advisor, or Run One-Click AUS to run both.
See: AUS Troubleshooting and FAQ for help with DO and LPA errors, and frequently asked questions.
Releasing Findings
For Fannie Mae DO/DU, the findings will automatically be released to the lender when Interim or Final is selected within the ARIVE AUS popup screen.
For Freddie Mac LPA, you cannot release findings through ARIVE. You will need to login to the Freddie Mac portal directly to release your findings to the lender.
FHA Lender or Sponsor info
If you are running AUS for an FHA loan, the Lender Institution ID field should be populated with the FHA Lender ID for the sponsoring lender. ARIVE does not maintain or provide a list of FHA Lender IDs. You should always confirm the correct FHA Lender ID directly with the lender you are submitting to.
This is entered when running AUS.
- In the Dual AUS tab of the loan file, click Run One-Click AUS
- Click +Lender (or edit an existing one)
- Enter the FHA Lender ID and the Lender Name
Once entered and successfully used in an AUS run, that ID will be saved in ARIVE for future runs using the same AUS credentials.
Fannie Mae Sponsoring Lender
Sponsoring Lenders are tied to the credentials used to run DU. You can add a Sponsoring Lender to your DU account through Fannie Mae's Technology Manager.
Casefile ID
On subsequent AUS runs if you need to generate a new casefile ID, select New Case in the Select Case ID dropdown. You also have the option to select Enter Manually to enter an existing casefile ID.
If you are running AUS again on a file that you last ran AUS on a long time ago (more than a couple of weeks), you may need to generate a new casefile ID.
Borrower Verification Reports
To add a VOE (Verification of Employment) or VOD (Verification of Deposit) / VOA (Verification of Asset) report, or a Tax Transcript to an AUS run, click +Report in the Borrower Verification Reports section.
Then choose the type and service provider, select the borrower (if there are multiple borrowers on the file) and enter the reference ID. (For VOA, select VOD.)
This transmits the reference ID, along with the type and selected borrower, to AUS. ARIVE does not directly transmit the report itself, just the above info, so if any information from the report is not appearing as expected, you would need to reach out to your report vendor, as ARIVE does not control the report data that is brought into AUS.