The Loan Amount Exceeds the FHA Maximum Loan Calculation message is commonly misunderstood as solely related to FHA county loan limits. However, this message prompts users to verify that the base loan amount complies with FHA guidelines.


Important: If you believe you are receiving the Loan Amount Exceeds the FHA Maximum Loan Calculation message in error, you should verify a Seller Credit has not been entered in the FHA Loan tab as a Seller Concession.



Seller Credits should only be entered under Loan & Property > Purchase Credits. Entering a Seller Concession in the FHA Loan tab may trigger validation issues or incorrect calculations.


FHA Loan > Seller Concession


Loan & Property > Purchase Credits


If you have further questions about your AUS findings or the Loan Amount Exceeds the FHA Maximum Loan Calculation message, you should reach out to applicable agency for further assistance: 

  • Fannie Mae (DU/DO findings)

  • Freddie Mac (LPA findings)

  • HUD (FHA-specific guidelines and loan limits)

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